Daily Settlement PaymentInand Payment Out Transaction - Conduct rigorous reconciliation between bank statements (presente funds received) and internal transaction logs to ensure 100% data integrity before fund release.

- Calculate and settleaccuratemargins, Merchant Discount Rates (MDR), and applicable fees for each merchant account balance.
- Prepare,validate, and upload bulk payment files toinitiatetransfers to merchant bank accounts or internal balances according to specific settlement cycles
- Guarantee that all fund distributions adhere to the Service Level Agreements (SLA) defined for each payment method (VA, E-Wallet, QRIS, Retail).
- Verify and ensure that settlement transactions are executed to the correct destination accountin accordance withthe registeredsettlementdestination. Cash Flow and fund Management - Conduct liquiditymonitoringof account balances across multiple bank channels to ensure adequate liquidity for daily outbound disbursements
- Identifypotential funding gaps and collaborate with the Treasury team to execute inter-account transfers, mitigating the risk of settlement failures.

Stakeholder

Management & Issue Resolution - Liaise with internal departments and external stakeholders to ensure smooth financial operations and resolve escalated issues.





- Monitorthe full transaction lifecycle, including inbound payments and disbursements, toidentifyand resolve anomalies promptly Process Optimization - Analyze the current settlement workflow to find manual pain points and propose automation or better Excel macros/SQL scripts to the Lead Procedure Administration and Governance - Author andmaintainthe Standard Operating Procedures (SOPs) for all special ops activities and ensure it is updated - 3-5 years of experience in corporateoperations, corporate banking, or financial operations in fintechor bank
- Hands-on experience with bank reconciliation, cash management, and payment processing
- Extremely meticulous and process-driven - able to spot discrepancies in large data sets and flag issues proactively
- High sense of urgency - comfortable operating at a fast pace with tight daily deadlines
- Proficient in Excel / Google Sheets for reporting and data management
- Strong written communication skills - able to write clear, structured SOPs and reports
- Comfortable working in a startup/scaleup environment with evolving processes
- Willing to follow shifting working arrangement

📌 Settlement Senior Associate Durianpay Hybrid • Jakarta Selatan Min. 3-5 Years Experience Negotiable Actively hiring 9h ago (Asia)
🏢 Durianpay
📍 Asia