Daily Settlement PaymentInand Payment Out Transaction
- Conduct rigorous reconciliation between bank statements (vigente funds received) and internal transaction logs to ensure 100% data integrity before fund release.
- Calculate and settleaccuratemargins, Merchant Discount Rates (MDR), and applicable fees for each merchant account balance.
- Prepare,validate, and upload bulk payment files toinitiatetransfers to merchant bank accounts or internal balances according to specific settlement cycles
- Guarantee that all fund distributions adhere to the Service Level Agreements (SLA) defined for each payment method (VA, E-Wallet, QRIS, Retail).
- Verify and ensure that settlement transactions are executed to the correct destination accountin accordance withthe registeredsettlementdestination.

Cash Flow and fund Management
- Conduct liquiditymonitoringof account balances across multiple bank channels to ensure adequate liquidity for daily outbound disbursements
- Identifypotential funding gaps and collaborate with the Treasury team to execute inter-account transfers,



mitigating the risk of settlement failures.

Stakeholder Management & Issue Resolution
- Liaise with internal departments and external stakeholders to ensure smooth financial operations and resolve escalated issues.
- Monitorthe full transaction lifecycle, including inbound payments and disbursements, toidentifyand resolve anomalies promptly

Process Optimization
- Analyze the current settlement workflow to find manual pain points and propose automation or better Excel macros/SQL scripts to the Lead

Procedure Administration and Governance
- Author andmaintainthe Standard Operating Procedures (SOPs) for all special ops activities and ensure it is updated
- 3-5 years of experience in corporateoperations, corporate banking, or financial operations in fintechor bank
- Hands-on experience with bank reconciliation, cash management, and payment processing
- Extremely meticulous and process-driven - able to spot disc

📌 Settlement Senior Associate Durianpay Hybrid • Jakarta Selatan Min. 3-5 Years Experience Negotiable Actively hiring 9h ago (Asia)
🏢 Durianpay
📍 Asia